Pros and Cons of Combining Coverage on Homeowners and Auto Insurance

First, to avoid confusion, a homeowners and auto insurance in one policy is not possible. The combination or “bundling” as some call, just means that both auto and home insurance policies will be procured from the same insurance company. Know the pros and cons of combining or “bundling” your insurance coverage. PROS Save money, of course Insurance companies offer discounts which are 5%-20% off the insurance policy if you get both the homeowners and auto insurance from them. While others may not give out discounts, they compensate … Read more

Auto Insurance Lapsed? Here’s What You Should Do

The importance of getting an insurance policy cannot be overemphasized. It is mandatory, required by law, with consequences and penalties, depending on the circumstances. It is required for anticipatory reasons: when you incur damage in an event of a mishap or accident, the insurance coverage can answer for your liabilities. It also manages to keep your savings intact. If you get involved in an accident without insurance, it can wipe out your bank account and attach your properties if you do not have enough money … Read more

Reasons to Change Auto Insurance Companies

It can be possible that you have been with a insurance company for more than five years and don’t really change insurance companies for whatever reason. However, there are actually a lot of reasons why you should change them, but these reasons can sometimes be unnoticeable because of the convenience of having the same agent or because you have availed of automatic payment setups. You might be paying more for something you do not actually need. Change of address Unless your insurance company can provide insurance … Read more

Why Run a VIN Check?

When it comes to buying cars, this is the time when you do not want life to give you lemons and you make lemonade. When you find a car that seems to fit your budget and is at par to its fair market value, you immediately move in for the kill. But it pays off to be vigilant, especially when a seller is at a rush to dispose of their car, especially when you are buying it at a private sale. The Hornbook Rule Hornbook … Read more

Classic Car VIN Search

Check your Classic Car VIN NOW! Knowing the VIN of a classic car is similar to knowing whether a painting is a Picasso or not. To art collectors, the authenticity of the painting is based on whether it was really by the painter they fancy. They cannot afford to have a replica—not only are they wasting money intended for the original—because the mistake also decreases their reputation among their circles. The same goes for classic or vintage car collectors. But it is hard to trace a car’s … Read more

How To Effectively Compare Car Insurance Rates

Car insurance is a must if you are legally driving and these days, it can be quite a challenge to pick the best car insurance for you. And though it is a common strategy to compare the rates of different insurance companies, not everyone knows how to effectively do this. For you to be able to effectively compare car insurance rates, you should employ the following strategies: Get Three Quotes Insurance rates these days are very competitive and it is not surprising to see insurance … Read more

What is an Odometer Rollback?

An odometer rollback is the illegal practice of rolling back odometers to make it appear as if the vehicle has a lower odometer reading than what it actually does. An odometer measures how far a car has run. An odometer reading is a car’s “mileage.” It is considered illegal in most states to roll back odometers, although the laws may vary from state to state. Why do people rollback odometers? Rolling back odometers is an ingenious idea of unscrupulous sellers in an attempt to raise a … Read more

Tips For The Best Car Insurance Quote

It is always advisable to get car insurance when you own a car regardless if you use it to travel a lot or when you are driving from home to work and back. These days, there are countless car insurance companies out there and it can be challenging to pick the one that can give you the best deal. There are a number of things to consider when it comes to getting the best car insurance quote. Car Size Light weight cars are more likely … Read more

What is a Title Lien?

A title lien is an encumbrance executed upon a car to serve as a security for the payment of a debt or performance of an obligation. It is simply a burden on the car title. For example, you borrowed money from the bank. You will execute a chattel mortgage over the car, meaning that you are subjecting the car to answer for the debt in case you are not able to pay your debt. However, this is not the only type of lien that can … Read more

What Does VFC FREE Vehicle History Report Contains?

Every dollar counts. So nobody can blame you when you find it hard to part with your hard earned money for something you are not even sure is worth it. Having a car’s Vehicle Identification Number (VIN) checked has repercussions that you can prevent to avoid spending much more than your car’s purchase price. Title History A Vehicle History Report (VHR) or otherwise known as a VIN check contains a car’s vital statistics. Most vehicle history reports prioritize title information. The latter shows if the car’s … Read more