Understanding Used Car Prices

When you are shopping for a used car, there is a probability that you will hear sellers using different pricing terms. To get the best deal, you will need to understand the meaning of these terms that are used for calculating used car prices. Below are some of the main terms that you are likely to hear from sellers. Asking Price The asking price is simple to understand. It is the total amount that the seller asks for his car. You can negotiate downward and … Read more

Buying a Car with Bad Credit

If you are planning to finance your car with a bad credit, then you will find limited options because many banks and lending institutions only give loans to people with good credits. However, there are several ways of buying a car even if your credit score is low. The steps below will show you how to buy a car with a bad credit. Rebuild your credit score first You will need to improve your credit score as much as you can before you visit your … Read more

Buying vs Leasing a Car

Having confusion about whether to buy a car or lease it? Read ahead to know the key difference in buying vs leasing a car, in order to make an informed decision. Ownership When you buy a car, you instantly become the owner of that car. You can keep it as long as you want until you decide to dump it, junk it, sell it or donate it. When you lease a car, you don’t own it. However, you can use it in whatever way you want … Read more

Factoring Car Insurance Rates into Your Budget

If you are planning to acquire a new or used car, you must factor car insurance rates in your budget because each state requires car buyers to purchase minimum car insurance before driving their cars on public roads. If you have been shopping for the cheapest car insurance cover, you would have probably known that there are many factors that will determine your insurance rates. Continue reading this article get more insights about some of the factors that determine your car insurance rates. Factors that … Read more

Identifying Hidden Car Buying Fees

The true cost of buying a car goes beyond the asking price, retail price or the agreeable monthly payment. There are several hidden costs that you will need to be aware of, which count towards the true cost of owning a new car. To ensure that the used or new car you choose provides maximum value and fits your budget, you will need to consider all the hidden costs. Some of these hidden car buying fees have been explained below. Financing Charges When you are … Read more