Just because you have procured an insurance policy over your car does not mean your responsibility stops there. You have to read the policy to know the processes of claiming, the important dates and periods of time, the terms, conditions and the clauses inserted. Drivers There may have been some addition or reduction of the number of people in the household or your civil status might have changed. The drivers covered by the insurance policy should be changed accordingly. In this way, you may have … Read more

All states require car owners to show a form of financial responsibility and one way of being able to meet this requirement is through auto insurance. When it comes to auto insurance, there is this thing called auto insurance limit. So what is an auto insurance limit? Basically, auto insurance limit refers to the maximum amount of money that auto insurance will pay out if you make a claim. And there are a number of things that you should take into account that affect auto … Read more

Admittedly, there are years that you are not able to take advantage of your premium because you do not incur damage or do not cause damage to others. This is the reason why it is wiser to opt for high auto insurance deductibles when procuring an insurance policy. Who might be the best people who should have high auto insurance deductibles? Owners of old cars It makes sense to pay a low premium for an old car, correct? And of course a higher premium has … Read more

Lowering and increasing your auto insurance deductible should be made to depend on different variables and factors which affect the extent that an insurance company would agree to assume the risk. These factors are quite many. Below are some of the factors which would deem it advisable to opt for a low auto insurance deductible. Your area Do you live in a heavily populated place? More people means more automobiles in the road and therefore more traffic. Accidents are most likely to occur on a … Read more